Payment Assist in partnership with 
Lending made simple for growing businesses.
Whether you’re expanding, upgrading or just staying on top of cash flow — we make finance fast, fair, and flexible.
Instant Access to the UK’s leading lenders
Short term lending solutions enabling your customers to choose to pay in 3,4 6 9 months.
No upfront fees, no impact on your credit score
There are no hidden charges and your credit profile stays untouched.
Finance options from
£1k-£10m
Short-term costs or planning something big.
How does it work?
Tell us about your business and connect your bank account and we will do the rest
Tell us how much you need
We’ll ask a few questions about your business and the reason for your loan.
Compare quotes
Our smart technology compares quotes from market-leading lenders to help you find the best business finance.
Apply for Business finance
We’ll be there to guide you through every step of the process.
Explore our business finance solutions
Choose a product to explore flexible funding options for your business growth.
Merchant Cash Advance
Representative example
Secure financing from £1000 – £10m million to support your business needs. Our streamlined application process ensures quick decisions without impacting your credit score.
Benefit from flexible repayment terms ranging from 1 day to 5 years, tailored to your financial situation. Whether you’re looking to expand, manage cash flow, or invest in new opportunities, our diverse lending options are designed to help your business thrive.
Annual Percentage Rate
Rates from 2.75% APR
Repayment Period
1 day to 5 years
Note: Some lenders may charge arrangement fees. These are set and collected by the individual lender, not Payment Assist.
Business Loan
Representative example
Secure financing from £1000 – £10m million to support your business needs. Our streamlined application process ensures quick decisions without impacting your credit score.
Benefit from flexible repayment terms ranging from 1 day to 5 years, tailored to your financial situation. Whether you’re looking to expand, manage cash flow, or invest in new opportunities, our diverse lending options are designed to help your business thrive.
Annual Percentage Rate
Rates from 2.75% APR
Repayment Period
1 day to 5 years
Note: Some lenders may charge arrangement fees. These are set and collected by the individual lender, not Payment Assist.
Invoice Finance
Representative example
Secure financing from £1000 – £10m million to support your business needs. Our streamlined application process ensures quick decisions without impacting your credit score.
Benefit from flexible repayment terms ranging from 1 day to 5 years, tailored to your financial situation. Whether you’re looking to expand, manage cash flow, or invest in new opportunities, our diverse lending options are designed to help your business thrive.
Annual Percentage Rate
Rates from 2.75% APR
Repayment Period
1 day to 5 years
Note: Some lenders may charge arrangement fees. These are set and collected by the individual lender, not Payment Assist.
Business Credit Card
Representative example
Secure financing from £1000 – £10m million to support your business needs. Our streamlined application process ensures quick decisions without impacting your credit score.
Benefit from flexible repayment terms ranging from 1 day to 5 years, tailored to your financial situation. Whether you’re looking to expand, manage cash flow, or invest in new opportunities, our diverse lending options are designed to help your business thrive.
Annual Percentage Rate
Rates from 2.75% APR
Repayment Period
1 day to 5 years
Note: Some lenders may charge arrangement fees. These are set and collected by the individual lender, not Payment Assist.
Our trusted lending partners
We work with leading lenders on across the UK market to provide you with the right finance for your
specific needs
Let’s find the right finance for your business
Business Loan
Turn outstanding invoices into upfront cash — no waiting, no stress.
Invoice Finance
Unlock funding to invest, expand, or manage your next big move on your terms.
Merchant Cash Advance
Get quick access to funds and repay through a small share of your daily sales.
Business Credit Card
Manage expenses, track spend, and keep your business finances in check — all from one card.
Business Loan
Turn outstanding invoices into upfront cash — no waiting, no stress.
Invoice Finance
Unlock funding to invest, expand, or manage your next big move on your terms.
Merchant Cash Advance
Get quick access to funds and repay through a small share of your daily sales.
Business Credit Card
Manage expenses, track spend, and keep your business finances in check — all from one card.
Business Loan
Turn outstanding invoices into upfront cash — no waiting, no stress.
Invoice Finance
Unlock funding to invest, expand, or manage your next big move on your terms.
Merchant Cash Advance
Get quick access to funds and repay through a small share of your daily sales.
Business Credit Card
Manage expenses, track spend, and keep your business finances in check — all from one card.
Business Loan
Turn outstanding invoices into upfront cash — no waiting, no stress.
Invoice Finance
Unlock funding to invest, expand, or manage your next big move on your terms.
Merchant Cash Advance
Get quick access to funds and repay through a small share of your daily sales.
Business Credit Card
Manage expenses, track spend, and keep your business finances in check — all from one card.
Business Loan
Turn outstanding invoices into upfront cash — no waiting, no stress.
Invoice Finance
Unlock funding to invest, expand, or manage your next big move on your terms.
Merchant Cash Advance
Get quick access to funds and repay through a small share of your daily sales.
Business Credit Card
Manage expenses, track spend, and keep your business finances in check — all from one card.
Business Loan
Turn outstanding invoices into upfront cash — no waiting, no stress.
Invoice Finance
Unlock funding to invest, expand, or manage your next big move on your terms.
Merchant Cash Advance
Get quick access to funds and repay through a small share of your daily sales.
Business Credit Card
Manage expenses, track spend, and keep your business finances in check — all from one card.
Business Loan
Turn outstanding invoices into upfront cash — no waiting, no stress.
Invoice Finance
Unlock funding to invest, expand, or manage your next big move on your terms.
Merchant Cash Advance
Get quick access to funds and repay through a small share of your daily sales.
Business Credit Card
Manage expenses, track spend, and keep your business finances in check — all from one card.
Business Loan
Turn outstanding invoices into upfront cash — no waiting, no stress.
Invoice Finance
Unlock funding to invest, expand, or manage your next big move on your terms.
Merchant Cash Advance
Get quick access to funds and repay through a small share of your daily sales.
Business Credit Card
Manage expenses, track spend, and keep your business finances in check — all from one card.
Frequently Asked Questions
Find answers to the most common questions — all in one place.
What is the relationship between Payment Assist and Groov?
PaymentAssist has partnered with Groov to offer our business customers access to a wider range of funding solutions. Groov is a specialist SME finance platform that connects businesses to trusted
UK lenders using real-time Open Banking data.
Am I Eligible for Payment Assist Finance?
If you’re an existing PaymentAssist business customer, you’re already eligible to explore funding options through Groov. Eligibility for actual finance will depend on factors like your business turnover, trading history, and financial data—but checking won’t affect your credit score.
Who provides the actual loan or finance?
All funding is provided by Groov’s panel of trusted UK lenders, which includes names like Funding Circle, youlend, 365 business finance, Capital on Tap, and more. PaymentAssist does not lend directly but facilitates access to these providers through our partnership.
Will I be applying through Payment Assist or Groov?
Is this service still free to use?
What kind of finance can I get through this partnership?
• Business Term Loans
• Revenue-Based Finance
• Business Credit Cards
Is my data safe when shared between Payment Assist and Groov?
How fast can I get approved for a loan?
Who do I contact if I need support during the application?
If you need help getting started, your PaymentAssist contact can guide you. Once you’re in the Groov system, their dedicated support team will assist you with any technical or application-related questions.
