If you run a dealership, garage, bodyshop, or fast-fit, chances are you’re already taking everyday customer payments in several ways. It might be a card terminal for one customer, a separate finance provider for the next or another login to check whether last week’s invoice has settled.
IGNITION is Payment Assist’s new payment platform, designed to bring payment and finance options together into one place.
Key Takeaways:
- One login, fewer moving parts: Manage payments, finance and reporting in one place
- More ways to pay: Cards, digital wallets, bank transfers and flexible finance
- Less chasing, more doing: Collect customer instalments directly
- Built for your business: From independent workshops to multi-site dealer groups
Want to See IGNITION for Yourself?
IGNITION is available now for garages, bodyshops, dealerships and fitters across the UK. Explore the full product breakdown or apply to get started with Payment Assist.
Where IGNITION Fits into Your Working Day
When an unexpected repair changes the conversation
A customer books in for a service, then learns they also need essential repairs. They rely on their car, but the total is more than they budgeted for. Your service adviser now has two things to explain: what needs doing and how the customer could pay.
With everyday payments and flexible finance together in IGNITION, your team can discuss the available options alongside the estimate.
Explain the urgent work, make the costs clear and give the customer space to consider their options.
When everyone arrives to collect at once
It’s late afternoon, the phone is ringing and three customers are waiting for their keys. One wants to pay by card, another uses Apple Pay, and a third wants to discuss spreading the cost. Switching between providers in this way adds work at the busiest point of the day.
Using IGNITION brings payment options together into one simple platform, helping your front desk handle multiple preferences through a more consistent process. Customers can make payments in person, over the phone, or even through a secure payment link. This gives you and them maximum flexibility without the need to manage numerous payment providers.
When yesterday’s payments become today’s admin
Keeping ahead of the game means knowing exactly what has already been paid and what needs attention. Across several locations, that can mean gathering updates from different people and multiple systems.
Centralised payments, finance and reporting give your team one place to review activity. IGNITION also offers the capability of collecting customer instalments directly, reducing the follow-up work that your staff need to handle.
That gives whoever manages your accounts more time to investigate genuine queries and keep the day moving.
Simple, Fast and Hassle-Free
Thanks to secure, PCI DSS-compliant payment processing, competitive transaction fees and fast settlement, we’ve removed the complexity of managing separate payment solutions. With IGNITION, you can be safe in the knowledge that your payment admin is now simpler, faster and easier than ever before.
Payment Assist Ltd is authorised and regulated by the FCA
As part of the AIM listed Manx Financial Group, Payment Assist is regulated by the FCA. As a trusted BNPL and Retail Finance provider, we serve more than 9,000 dealerships, garages, bodyshops and fast-fits across the UK.
The finance options built into IGNITION have been designed around this framework from the outset, not retrofitted to meet it.
From Car Repair Finance to a Full Automotive Payments Platform
For more than a decade, Payment Assist has provided automotive businesses with a comprehensive range of flexible finance solutions. This has funded more than £1 billion in customer advances for over a million drivers.
IGNITION is the next step forward in our strategic growth journey, providing an all-in-one platform to manage customer payments and help customers manage the cost of repairs.
Ready to Bring Ignition and Payment Assist Together for Your Business?
Payment Assist helps garages, bodyshops, dealers and fitters to streamline their day-to-day payment admin, while providing customers with a fair way to spread the cost of essential repairs. If you’re currently working with multiple providers, get in touch with the Payment Assist team today and see IGNITION for yourself.
Payment Assist is a credit provider. Credit is subject to status and affordability checks. Late or missed payments may affect your credit rating and fees may apply.
FAQs
What is Ignition by Payment Assist?
IGNITION is our all-in-one payment platform, providing dealerships, bodyshops, garages and fitters with a simple solution to manage customer payments.
Designed to make transactions faster, simpler and easier, the platform brings together everyday payment methods, including debit and credit cards, Apple Pay, Google Pay and Pay By Bank, with a range of flexible finance options. Customers can make payments in person, over the phone or through a secure payment link, giving retailers greater flexibility without the need to manage multiple payment providers.
For automotive businesses, the platform provides access to a range of options designed to help customers manage the cost of repairs, servicing and other automotive purchases. These include interest-free short-term finance over three, four, six and nine months, Pay in 30 Days, longer-term interest-bearing finance and a range of business lending products.
IGNITION also incorporates Pay by Bank, which allows customers to make secure bank-to-bank payments directly from their account. This provides faster settlement and lower processing costs compared to traditional card payments, while ensuring a far simpler payment experience.
How does Ignition help a garage get paid faster?
Whichever payment method a customer chooses, card, bank transfer or one of Payment Assist’s finance options, the garage is paid upfront and doesn’t have to chase the customer for instalments afterwards. Settlement and reporting sit in the same dashboard.
Is Buy Now Pay Later through Payment Assist regulated?
Yes. Payment Assist is authorised and regulated by the FCA under firm reference number 622544. Affordability checks are built into every application.
Further Reading
- The New Benchmark: How Payment Flexibility Affects Customer Decisions
- Payment Assist is Lowering its Rates to Help Dealerships Grow
- Why Simple Car Repair Finance Leads to Faster Approvals
- Payment Assist Reaches £1 Billion in Customer Advances
